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Maria Etelvina
Maria lives in the Fortín area, and is an enterprising woman, as she has started making "wape" (pieces of cloth used as wipes) to sell. Little by little, traveling the streets of her area, she has started to have sufficient revenue to increase her income and begin investing in rice to sell.

Gradually she has acquired sufficient revenue to be able to meet her family's expenses. She has many ambitions for her business, but for now she cannot finance the expenses of her children who are studying at a public school. That is why she wants to buy school supplies, and this way help them with their education.
View original language description ↓
La cliente Maria vive en la zona del Fortín, es una mujer emprendedora ya que comenzó haciendo wape(trozos de ropa), para vender. Poco a poco recorriendo las calles de su caso comenzó a tener ingresos suficientes para incrementar sus ingresos y comenzar a invertir en arroz para vender.

Poco a poco a tenido ingresos suficiente para poder sustentar los gastos de su familia. Tiene muchas aspiraciones en su negocio pero por ahora no puede financiar los gastos de sus hijos que estudian en una escuela fiscal, por eso quiere comprar utiles escolares y asi ayudarles con sus estudios.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 62
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria Etelvina to buy school supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jun 23, 2013
Currency Exchange Loss:
Feb 25, 2014