The loan they're getting will benefit small business entrepreneurs like Elena. She says she has been a member of Pro Mujer for seven loan cycles, having joined on the invitation of a loan officer who visited her at home. Currently she has a business selling school supplies. She says she started this business eight years ago, seeing the need of village families.
The loan she'll get now is to update her implements by buying school supplies, which she'll get from the markets in the city of El Alto and later sell in her sales stall. This form of work allows her to generate resources to support her household to the extent possible, because she's married and has seven children.
When asked what she likes about Pro Mujer, she says the trainings and the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elena es integrante, ella indica que hace siete ciclos que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de útiles escolares; da a conocer que este negocio lo emprendió hace ocho años, observado la necesidad de las familias aledañas.
El crédito que ahora sacará es para la renovación de herramientas (compra de útiles escolares) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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