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Nyogbo Group
In this Group: Abigail, Jully, Selina, Offei, Okailey, Naomi, Rebecca
The seven members of the Nyogbo No group are married women who, on average, are 30 years old and have two children each.

They have joined the micro finance institution ID-Ghana in order to successfully carry out their trading activities in all seasons. They are on their third loan with the institution and have duly repaid their previous loans.

The featured borrower, Abigail, sells assorted soap and detergents. In the photo, she is standing at the back with a detergent in her hand. She plans to use her GHS 1,000 loan to buy three boxes of soap and one box of detergent. She buys from the wholesale depot and sells to her customers inside and outside Teshie.

She is expecting to make a profit of GHS 200 after the sale of these boxes of assorted soap. This profit will allow her to repay her loan and to help her husband cover the daily expenses.

The other members are Jully, Selina, Offie, Okailey, Naomi and Rebecca. They need a total amount of GHS 4,600 so that they can expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $12,527,300
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyogbo Group's $2,300 loan helped a member to buy three boxes of soap and one box of detergent, sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 26, 2013
Currency Exchange Loss:
Jan 17, 2014