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A loan of $500 helped to order stocks of radios, TVs, cable connectors, irons, satelite dish kits, speakers, invertors for resale. The goods are bought in neighbouring countries and are sold at a profit back home, prices range from $50 to $300, and profit margins are as much as up to 100%.

Tungamiai Justine's story

Greetings from Zimbabwe! This is 31 year old Justine from Bulawayo. He is married and has two children. The eldest child is attending primary school.

Tungamirai Justine runs a retail business selling electrical goods. The business has been in operation for over 8 years. He says the main challenges faced are high import duty costs and competition form larger retailers who offer credit facilities over longer repayment periods. Justine has requested a loan of $500 to stock and fulfill his outstanding orders. He says the extra income generated as a result of this loan will allow him to supplement their household income, as well as other expenses and boost business capacity. In the future Tungamirai Justine plans to have his own electrical gadgets shop selling a variety of goods within the CBD. He also intends to diversify into the clothing business.

Loan details

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Loan details