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Malak Group
In this Group: Nouhad , Lina, Salam
Nouhad is the featured borrower of Malak's group. She and the other group members applied for a loan from Kiva's partner Al Majmoua because they have always been neighbors and friends.

Nouhad is a 34-year-old married mother of four children. She works in mouneh, the business of preserving food from one season to another. She sells the food upon request. She is the woman on the right.

Nouhad is applying for a loan from Kiva's partner Al Majmoua in order to buy seasonal food products to preserve and sell upon request in the coming autumn and winter seasons.

Lina also works in the mouneh business. She is a 42-year-old married mother of four children. Her loan will be invested in business development and increasing production. She is the one standing in the middle.

Salam is a 37-year-old married mother of four children. She works as a tutor in order to help her husband in their family's living. Her loan will be invested in covering necessary family needs.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 35
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Malak Group's $1,200 loan helped a member to by seasonal food to preserve and sell later.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 19, 2013
Currency Exchange Loss:
Mar 17, 2014