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Radhakrushna Self Help Group
In this Group: Pramila, Janaki, Laxmipriya, Kuntala, Mitarani, Kanak, Manjulata, Jayshree, Draupati, Saraswati
Radhakrushna Self Help Group is a women's self-help group with ten members. The members reside in the village of Jajpur in Odisha, India. The lady standing fifth from the left-hand side in the photograph is Pramila. Pramila is the president of the group.

Pramila, 34, and her husband Kapila, 35, have two children who are currently in school. For the past ten years, this husband and wife have worked as a team selling fresh vegetables in the market. Pramila grew vegetables on her few acres of land, and her husband assists her in doing so. She cultivates brinjals (eggplant), gourds, lady fingers (okra), tomatoes, onions, etc.

She hopes to get a loan to purchase seeds, fertilizers, pesticides and a few tools for cultivation. With the ability to grow and sell more vegetables, she hopes to increase their profit.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 14
    View loans »
    India Loans Fundraising
  • $6,744,425
    Funds lent in using Kiva
  • 58.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Radhakrushna Self Help Group's $2,575 loan helped a member to purchase seeds, fertilizers, pesticides and a few tools for cultivation.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2013
Jun 24, 2013
Currency Exchange Loss: