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Kean, 46 years old, lives in the Kampong Siem district of Kompong Cham province. She is a widowed mother of four children, two of whom are still dependent and living with her while the other two, married, are settled down with their new families.

Kean has been running a farming business for almost 23 years, generating approximately KHR 10,000. Her son helps her manage the business every rainy season.

She is requesting a loan of KHR 5,000,000 to purchase a piece of land where she can build a proper house to live in, especially since she is getting older so she will live in a comfortable and warm place.

The borrower is a very hard-working individual who strives for a better future. She is confident in her ability to pay the loan back as scheduled.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 167
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,098.7
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Kean to purchase a piece of land where she can build a proper house to live in.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 19, 2013
Currency Exchange Loss:
Dec 17, 2014