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Kuldar is 53 years old and has four children. To get income for her family, Kuldar works with livestock breeding and growing of agricultural crops - beans, peppers and wheat. She started this business with the purchase of two cows. Thanks to persistent work, Kuldar currently has two heads of cattle with offspring, 15 sheep and goats and 1.80 hectares of rented land on her farm. The sale of milk and dairy products brings in around 8,000 som (KGS) per month.

With an aim to further develop her business, Kuldar turned to the micro finance bank "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) to increase the number of cattle through purchasing two bulls. Kuldar plans to invest the income form the loan in further increasing the number of household animals, and also to save money for her future wedding of her son.
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Кулдар 53 года, имеет 4 детей. Кулдар в качестве дохода для своей семьи занимается животноводством и выращиванием сельхозкультур – фасоли, перца, пшеницы, стартовав свой бизнес с покупки 2 голов коров. Благодаря упорному труду Кулдар в ее хозяйстве на сегодняшний день имеется 2 головы крупного рогатого скота с приплодом, 15 голов мелкого скота, 1,80 га арендованной земли. Продажа молока и молочных продуктов приносит в месяц около(KGS) 8,000 сом.
В целях дальнейшего развития своего бизнеса, Кулдар обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на увеличение поголовья скота за счет покупки 2 бычков. Доходы от кредита Кулдар планирует вложить в дальнейшее приумножение количества домашней скотины, а также накопить на будущую свадьбу сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Kuldar to purchase two bull-calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2013
Jun 23, 2013
Currency Exchange Loss:
Jun 17, 2014