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Naomi Wangari
Naomi is a student at Strathmore. This is her story.
My name is Naomi; I have one brother and one sister who are in Primary and Secondary schools respectively. I would like to study the course of Bachelor of Science in Hospitality Management at Strathmore University. I am doing so, so as to achieve my long life dream of becoming a CEO in an International Hotel and thereby assisting my parents in catering for my siblings' future expenses. My father is currently not in a formal employment but is engaged in part time jobs while my mother is in a small scale business locally; selling 2nd hand clothes. I plan to commit myself in community service in the Campus Kiva, by joining the Red Cross projects as I am certified in the area. I will also participate in other community work projects for the needy, such as the 'Marter Hospital Heart run'. In future I plan to also lend money to other deserving students, through Kiva to ensure continuity and a bright future for them

Additional Information

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.

Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:

1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.

2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.

For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.


About Kenya

  • $1,800
    Average annual income
  • 362
    View loans »
    Kenya Loans Fundraising
  • $50,212,375
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $7,200 helped Naomi Wangari to pay tuition fees for an undergraduate degree in Bachelor of Hospitality Management at Strathmore University.
4% repaid
Repayment Term
121 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Jun 20, 2013
Currency Exchange Loss: