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Rose Wanzuu
Rose is a student at Strathmore. This is her story.
I am Rose from Malindi, Kenya, a town along the Indian Ocean. I come from a needy family of four headed by a father who is a waiter in a tourist Hotel. I live in a society where education is highly degraded and traditions given first priority. This is characterized by early marriages of girls at premature ages, high rate of HIV/AIDS and drug and substance abuse. This is very disheartening as the society continues to lag behind as many young people succumb to the vices. Coming from such a society gives me the strong will to make it in life and give back to my society. However, this will be only a dream because of the financial status of my family, thus I result in turning to KIVA for a loan that will enable me to successfully acquire university education at Strathmore University. Upon the completion of my education I intend to give back to my society by starting an organisation that will strive to highlight the need to eradicate early marriages. Secondly I intend through the organization to educate the society on the negatives of drug and substance abuse, thus creating a difference in the society. I trust that the KIVA loan will make my dream a reality. It is my commitment that I will comply with the terms and conditions governing the Kiva loan for the betterment of the organisation at large.

Additional Information

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.

Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:

1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.

2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.

For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.


About Kenya

  • $1,800
    Average annual income
  • 1024
    View loans »
    Kenya Loans Fundraising
  • $47,167,325
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $11,650 helped Rose Wanzuu to pay tuition fees for an undergraduate degree in Bachelor of Commerce at Strathmore University.
2% repaid
Repayment Term
121 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Jun 20, 2013
Currency Exchange Loss: