Mungu Ni Mwema Group
Solange sells shoes. She started in this business with some money received from her husband. She will use this new loan to buy 50 pairs of used shoes. The financial crisis and a state of insecurity are two major challenges for the development of her activity.
In the future, she hopes to expand her business, send her children to school and build a house. She thanks Hekima for supporting female entrepreneurs through micro-credit.
It should be noted that this photo was taken in a very tight place, chosen to ensure the safety of the borrowers and to protect payment transactions.
La cliente Solange est conseillère du groupe de crédit « Mungu ni mwema », jeune entrepreneur courageuse, âgée de 28 ans et mère de 6 enfants. Son conjoint est un commerçant de divers. La cliente est vendeuse de souliers. Elle commença cette activité avec le fonds reçu de son mari. Ce nouveau prêt va lui servir d’acheter 50 paires de souliers usés. La crise financière, l’insécurité sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise, scolariser ses enfants et construire. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs. Il sied de signaler que cette photo fut prise dans un endroit très étroit. Le choix de ce lieu fut motivé pour la sécurisation de clients et les activités de décaissement.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid