Toafa is a 29-year-old married woman with two children. She would like to start growing taro plants to earn a living. Toafa has requested a loan to buy fertilizer, shovels, a wheelbarrow, chainsaw, gloves and mist blower.
She has been a member of SPBD for two years. Toafa will spend her profits to expand her business in the future.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.