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Update on Kayi

Kayi is a 36-year-old woman. She is married to a transportation worker and is a mother. She has been selling goods since 2002. She offers her customers fabrics and pagnes (highly colourful and decorative West African cloth). She lacks money, which prevents her from having a consistent inventory. This is why she is requesting her 2nd loan from WAGES. In the long run, she would like to be able to open a shop selling pagnes and fabrics. She also hopes to be able to buy some land and to contribute towards the households needs.
Kayi est une femme de 36 ans. Elle est mariée à un transporteur et est mère de famille. Kayi est revendeuse depuis 2002. Elle propose à ses clients des tissus et des pagnes. Elle manque d’argent ce qui l’empêche d’avoir un stock consistant. De fait, Kayi sollicite un second prêt chez WAGES. Elle utilisera son crédit afin de s’approvisionner en marchandises. A terme, elle voudrait ouvrir une boutique de vente de pagnes et de tissus. Elle espère aussi pouvoir acheter un terrain et contribuer au besoin du ménage.

Previous Loan Details

Kayi is a 35-year-old woman. She is married to a man who works in transportation, and is a mother of four. Three of her children are in school. The eldest is 11 years old and the youngest is two years old. Kayi has been a traveling saleswoman since 2004. She offers her customers fabric and pag... More from Kayi's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,020,550
    Funds lent in using Kiva
  • 491.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD