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Efrain is 50 years old, married, and has three children. They live together in the town of Yorito, Yoro. He has worked as a farmer for 30 years and currently he plants coffee and makes nurseries. He sells his harvest wet at the local market.

He is requesting this loan for 20,000 lempiras to purchase fertilizer, manure, and to clean his farm. He hopes to maintain his crops well so that he can have more production at better quality. His plan is to continue with the maintenance and succeed in obtaining more land to expand his crops and move his family forward.
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Don Efrain tiene 50 años de edad, es casado, tiene tres hijos, y vive con ellos en el municipio de Yorito, Yoro. Desde hace 30 años se dedica a la agricultura, actualmente tiene cultivo de café y hace viveros. La cosecha la vende en húmedo en el mercado local. El préstamo que solicita es por 20,000 Lempiras y los utilizara para comprar fertilizantes, abonos y para limpieza de su finca. Su propósito es darle un buen mantenimiento para sacar mejor producción y de calidad. Su plan es seguir con el mantenimiento y lograr tener mas terreno para ampliar el cultivo y sacar adelante a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $9,985,325
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Efrain to purchase fertilizer, manure, and to clean his farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2013
Jun 21, 2013
Currency Exchange Loss:
Apr 16, 2014