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Wilberto Antonio

Update on Wilberto Antonio

Wilberto always works in the town of Coral, near the City of Juigalpa. He is single and has no children, helps his family with the household expenses, and repays his loans a little at a time. He is asking for a third loan so he can buy building materials. Once he repays this one he hopes, with God’s help, to get another loan so he can make improvements to his home, as he is unable to do them now due to financial limitations. His dreams are to enjoy good health and for his family not to be in need of basic items and that he can continue to study so me can become a good professional.
View original language description ↓
Don Wilberto, siempre se desempeña en la unidad ambiental de la municipalidad del Coral, un pueblo cercano de la Ciudad de Juigalpa, no tiene hijos aun es soltero, ayuda a su familia en los gastos del hogar y paga sus créditos poco a poco. Solicita su 3er Préstamo para invertirlo en compra de materiales de construcción y una vez terminando de pagarlo espera en Dios obtener otro financiamiento para empezar la mejora de su vivienda ya que no puede realizar de una sola vez este gasto por sus limitaciones económica, su sueño es gozar de salud y que a su familia no le falte lo básico en el hogar y seguir estudiando para ser un buen profesional.

Previous Loan Details

Wilberto is 30 years old and single. He lives in the town of Coral Chontales. For the past year, Wilberto has worked as Head of Environmental Health. Even though he has no children, Wilberto helps his mother and grandmother with household expenses as the family has few economic means. This is... More from Wilberto Antonio's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $875 helped Wilberto Antonio to buy building materials.
Repayment Term
23 months (Additional Information)
Repayment Schedule
May 24, 2013
Jul 1, 2013
Currency Exchange Loss:
Jul 31, 2013