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Ronald is a 38-year-old resident of the Ndaija village in the Mbarara district. He is married with 6 children and 2 dependents from his uncle who died 4 years ago. All of his children and dependents are in school. He dropped out of school after primary seven, due to lack of school fees, and he started to work as a porter at the nearby sites. With his little accumulated savings, he started a small retail shop for survival. This has enabled him to look after his family as well as to pay tuition for the children. He has also managed to construct a residential house to accommodate his family.

He is requesting 2,500,000 to complete the residential house in order to give his family enough space and decent accommodations to take on even some relatives.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 92
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,594.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ronald to buy construction materials to complete his residential house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2013
Jun 23, 2013
Currency Exchange Loss:
Aug 17, 2013