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Maa Mangala Self Help Group
In this Group: Jubida, Farijana, Mustari, Hasina, Rojina, Sahen Sa, Jaharun, Sabita, Tamanna, Jahanara
Maa Mangala Self Help Group consists of 10 women from a village in Odisha. They formed a group to help themselves to share their problems and to solve their problems among themselves.

One of them is Jubida, who was selected as the president of Maa Mangala Self Help Group. The lady standing fifth from the left wearing a blue dress in the photo is Jubida. Jubida is 25 years old and is staying with her husband and her only child. She hopes to see her child as an officer in a company. She has a few cows and sells their milk in the village. Her husband supports her in this activity. She has requested a loan of 14,000 INR, which will help her to purchase the required resources for enhancing her dairy business. She says a portion of the loan will help her to purchase cows, repair a cow shed, and to cover operational expenses like food and fodder for cattle.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 96
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 58.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Mangala Self Help Group's $2,425 loan helped a member to purchase cows, repair a cow shed, and pay for expenses like food and fodder for cattle.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
May 30, 2013
Jun 23, 2013
Currency Exchange Loss: