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A loan of $600 helped to purchase poultry.

Evaline's story

Evaline lives in the Kericho area of Kenya, which lies in the tea growing region of Kenya. She has three children and has been doing this work for five years. Her primary income sources are milk, eggs, and tea. She stated what is most enjoyable about farming: "Poultry keepin!" Her biggest challenge is 'Outbreak of diseases.' Animals on the farm have been given the names of 'Tuiyei.'

Evaline was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'Because of low interest rates.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'It offer loans at lower rate.' Her highest monthly expense is farming costs. When asked 'How will this loan benefit her family', Evaline replied, 'The family assets will increase.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Evaline owns the following: 'cow, poultry' but does not own 'pig, pump, bicycle, motorcycle, automobile'. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, running water, TV' but does not have 'electricity, solar power, sewing machine, DVD'.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down."

Loan details

Lenders and lending teams

Loan details