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Susanna is one of the many women who have to take care of and bring up her children alone, by working hard and through the many problems that can emerge in an agricultural business. Susanna has a small and well-run farm. She keeps two cows, two bulls, two piglets, 12 sheep and 25 chickens. As a result of working night and day, Susanna manages to sell some meat, dairy products and eggs, right from her house to her loyal customers and neighbors. A plot of land that she owns also brings a little income to her family; from her fruit garden she manages to sell apples and apricots.

Susanna and her family live in the village Ddmashen, which is in the Gegharkunik area. Susanna’s husband is in the Russian Federation working abroad. From time to time, he helps his family financially. Nonetheless, the couple has not been able to save enough money to care for the needs of their three children and, at the same time, to cover the upkeep of their farm. Among numerous maintenance problems in her farm, Susanna wants to solve the one that is the most urgent now -- she wants to repair the barn for her farm animals. To do this, she needs 800.000 Armenian drams of loan capital, and she also will buy some animal fodder. She thanks beforehand her Kiva lenders, and she anticipates your support.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 177
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Susanna to repair the barn and to buy some animal fodder.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 23, 2013
Currency Exchange Loss:
Sep 17, 2014