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Shamim is 48 years old and a married woman. She has five children. One year ago she began a business of selling bedding. She buys bed sheets and covers in bulk from the market, and sells them to the people of her community at reasonable prices. She wants to see her business grow and carry out a new investment, but she needs capital. For this reason, she requested a loan of Rs 50,000. She will use the loan to buy a variety of bed covers to sell, in different fabrics, colors and designs. New inventory will help her to increase her sales. She is on her sixth loan with Kashf Foundation and has shown good repayment history. Her aim is to build a better future for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Shamim to buy a variety of bed covers, in different fabrics, colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 23, 2013
Currency Exchange Loss:
May 17, 2014