Mabengwa sells dried beans. She began this business with some money she received from her husband. This new loan will allow her to buy eight sacks of dried beans. The insecurity in rural areas and the bad condition of the roads serving them are the major difficulties for her in developing her business.
In the future, she wishes to expand her business and put her children through school. Thus, she thanks Hekima for supporting women entrepreneurs through micro-loans.
La cliente Mabengwa est trésorière du groupe de crédit « Nuru », jeune entrepreneur courageuse, âgée de 36 ans et mère de 9 enfants. Son conjoint est un fonctionnaire de l’administration publique. La cliente est vendeuse de haricots. Elle commença cette activité avec le fonds reçu de son mari. Ce nouveau prêt va lui servir d’acheter 8 sacs de haricots. L’insécurité dans les zones rurales, le délabrement de routes de dessertes agricoles sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise et scolariser ses enfants. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid