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Update on Anna

Anna is 44 years old and lives in Ddmashen Village in the Gegharkunik region. She lives with her husband and two sons. They have a nice family and help each other on the farm since they know that working together ensures that they will earn a decent income.

Anna very recently repaid her first Kiva loan. The loan was very successful and she is again requesting your help and support to enlarge her farm by purchasing cattle and potato seedlings.

Anna’s farm is not very large. She has one cow, five pigs, and ten chickens. She wants to buy an additional cow and ten piglets. Anna’s agricultural activities also need improvement. Last season’s perfect potato harvest has made Anna eager to continue potato cultivation.

Anna needs 600,000 Armenian drams in order to make her purchases. She is sure that working with Kiva lenders will be productive and profitable.

Previous Loan Details

Anna, who is 44 years old, lives in Ddmashen village, Gegharkunik region, where she runs an agricultural business. Anna has a plot of land where she grows potatoes and wheat to sell. Anna also breeds some cows, pigs, and chickens. Periodically, Anna and her husband rent a car and move their agric... More from Anna's previous loan »

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $16,723,925
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Anna to buy a cow, ten piglets, and potato seedlings.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 23, 2013
Currency Exchange Loss:
Apr 18, 2015