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Les Chérubins Group
In this Group: Marie-J, Kabumba, Madjagi, M'asani, Marhegane, Josee, Karangi, Bamu, Fatuma, Akonkwa, Fatuma, Mutima, Safi, Yvone, Pascaline, Marhegane, Bushashire, Ngoyi, Kakuru, Bihogo, Murhandikire, Ndamwira, Matenda, Gasigwa, Sumbukiya, Rachel, Kabulembo, Bigachi
This client, Fatuma, is the treasurer of the loan group "Les chérubins". The most senior member of the group, she is a brave entrepreneur, 51 years old, a widow, and a mother of six children, of whom four have their own homes, and two are students. She started this business with funds from her children. This new loan will be used to purchase 20 trays of eggs. Poultry diseases (avian flu and others) and vandals are some of the major obstacles in developing her business.

For the future, she would like to expand her enterprise and provide schooling to her children. So, she thanks Hekima for its micro-credit support of women entrepreneurs. It should be noted that a child of one of the clients has slipped into the group photo.
View original language description ↓

La cliente Fatuma est trésorière du groupe de crédit « Les chérubins », doyenne du groupe, entrepreneur courageuse, âgée de 51 ans, veuve et mère de 6 enfants dont 4 ayant leurs propres foyers et 2 étudiants. La cliente est vendeuse des œufs. Elle commença cette activité avec le fonds reçu de ses enfants. Ce nouveau prêt va lui servir d’acheter 20 plaquettes d’œufs. Les maladies de volailles (grippe aviaire et autres), les cassures sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise, scolariser ses enfants. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs.Il sied de signaler qu'un enfant d'une cliente s'est infiltré sur la photo du groupe.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,474,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Les Chérubins Group's $3,600 loan helped a member to purchase eggs to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jun 21, 2013
Currency Exchange Loss:
Nov 17, 2013