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Jérusalem Group
In this Group: Musienene, Kamwendo, Ngesera, Verena, Chimanuka, Josephine, Magaya, Julie, Kavira, Miderho, Georgette, Kioma, Kavungula, Amina, Mimy, Furgeance, Charlotte, Maliyabwana, Kavira, Kyakimwa, Kajibwami, Kioma
This client, Kavira, is the president of the loan group "Jérusalem". She is the most senior member, a brave entrepreneur, 51 years old, and a mother of six children, of whom four have their own homes, and two are students. Her husband is a driver. This client sells 'pagnes' (the colorful cloth of western Africa). She started this business with funds from her husband.

This new loan will be used to purchase 25 lengths of 'pagne' cloth. The financial crisis and insecurity are some of the main obstacles in developing her business. For the future, she would like to expand her enterprise and provide schooling for her children. So, she thanks Hekima for its microcredit support of women entrepreneurs.
View original language description ↓

La cliente Kavira est présidente du groupe de crédit « Jérusalem », doyenne, entrepreneur courageuse, âgée de 51 ans et mère de 6 enfants dont 4 ayant leurs propres foyers et 2 étudiants. Son conjoint est un chauffeur. La cliente est vendeuse de pagnes (habits). Elle commença cette activité avec le fonds reçu de son mari. Ce nouveau prêt va lui servir d’acheter 25 pièces de pagnes. La crise financière, l’insécurité sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise, scolariser ses enfants. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 20
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,953,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Jérusalem Group's $3,275 loan helped a member to purchase 'pagne' cloth to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jun 20, 2013
Currency Exchange Loss:
Nov 17, 2013