This is Josefina, 54, resident of Batasan, Quezon City, Philippines. She is a mother to her four children. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.
Josefina is a mineral water distributor. What she basically does is buy mineral water in containers from wholesalers and sells them per container (5 gallons per container) for a profit. Her regular customers of her mineral water are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.
To help her continue operations of her business, she is requesting a PHP 28,000 loan. She will be utilizing the loan to buy more containers of mineral water to expand her product inventory.
Josefina hopes to have a store expansion and dreams to have a secure future. She meets up with her co-fellowship members to share stories of her work every week and where he can also draw strength and inspiration from the Word of God he studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.