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Najjera Twezimbe Women's Group
In this Group: Florence, Sylivia, Ever, Betty, Shamim, Hanifa, Hanifa, Florence, Catherine

Update on Najjera Twezimbe Women's Group

Sylivia is a single mother of two children and runs a restaurant in a rural area. Both children attend a nearby school. She joined the business two years back so that she could be able to provide for her children all the basic needs, including education.

Through the group, she was able to get a loan even without collateral, which was her major hindrance. She therefore thanks the group members for standing with her in helping her grow her business. She wants the loan to pay for a stall in a busy place such that she can get more customers and therefore increase her income. She is a hardworking young woman.

Previous Loan Details

Florence is married and has six children who all go to school. She is a shrewd and hardworking woman who grows crops and also rears hens, cows and pigs. She does most of the work with the help of her school-going children, who usually help her after school because her husband is sickly and is no... More from Najjera Twezimbe Women's Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 239
    View loans »
    Uganda Loans Fundraising
  • $32,789,100
    Funds lent in using Kiva
  • 2,594.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Najjera Twezimbe Women's Group's $1,750 loan helped a member to pay for a stall in which she will run her restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 22, 2013
Currency Exchange Loss:
Mar 17, 2014