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Amuda Layi Group
In this Group: Sahadatu, Marzu, Baria*, Aminatu, Hawasetu, Saratu
* not pictured
Sahadatu is the leader of a six-member group. She is a 70-year-old wife and the mother of three children. The group consists of five women and one man. They are very hard-working and resourceful family providers. They trade in various commodities like kola nuts, palm kernel oil, food stuffs, clothing, etc. to earn a living. Their major challenge has to do with funds to grow these businesses to the expected levels to redeem their families from poverty. They believe the loan will impact their businesses to bring a transformation in their family well-being. Their common hope is to be able to increase savings to provide their children with quality education. They want to use the loan to procure an increased stock of kola nuts, clothing, food stuffs, palm kernel oil, etc. They belong to the group called ‘Amuda Layi Trust Group’. Members in this group agree to guarantee for one another as a social collateral and assist one another to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 24
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Amuda Layi Group's $2,325 loan helped a member to procure an increased stock of kola nuts, food stuffs, palm kernel oil, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 10, 2008
Jul 20, 2008
Currency Exchange Loss:
May 15, 2009