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Yulchi is a middle aged man, born and raised in Kanibadam. He is married and has four children. His eldest son works in Russia and his youngest helps his father in business after school. Yulchi works in his own grocery store, in a local village. He primarily buys products from the market in the town of Khujand, but vendors also bring him certain products. Additionally, he drives a taxi at night.

Yulchi is a person with a very active personality, never without something to do. He is always busy with something. At home, he has a huge barn, where he fattens cattle. He raised his children to have the same outlook. His wife Mavluda raises the children and helps her husband in her free time. They live in harmony and happiness. Unfortunately, he doesn't have enough money at the moment to expand his business. Yulchi wants to purchase additional food products. He has approached Arvand for financial support and is hoping for a positive outcome.
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Юлчи мужчина среднего возраста. Родился и вырос в городе Канибадаме. Женат и имеет четверых детей. Его старший сын работает в Российской Федерации, а младшие после школы помогает отцу в бизнесе. Сам Юлчи работает в личном продуктовом магазине, в местном кишлаке. В основном он покупает товар с рынков города Худжанда,но и поставщики приносят ему определенные продукты. Также дополнительно по ночам занимается услугами такси . Юлчи сам человек по характеру очень активный,никогда без дело не сидит. Всегда чем -то занимается. И дома у него огромный сарай, там он занимается откормом скотов. Он и своих детей так воспитал. Его жена Мавлуда воспитает своих детей, а в свободное время помогает мужу. Они живут дружно и счастливо. Но увы на данный момент ему не хватает денег для развитие своего бизнеса. Юлчи хочет закупить продукты питания. Он обратился в организацию Арванд за финансовой поддержкой и надеется на положительный результат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,500 helped Yulchi to buy food products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 2, 2013
Jun 22, 2013
Currency Exchange Loss:
Jul 22, 2013