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Farzana is 43 years old. She lives in Rawalpindi, Pakistan. She is the mother of four children. Her husband's salary, alone, is not enough to meet the household needs. Therefore Farzana is running a small business, to help her husband by generating some income. She purchases new shawls and resells them at profitable prices. She is a very hardworking woman. The variety of shawls that she sells, are liked by everyone.

Currently, the stock of her shawls is almost finished. Therefore, she is interested in purchasing a variety of products, in different colors, for her business. For that purpose she has requested a loan from Kiva's partner, BRAC Pakistan. The enlarged inventory will help her to increase her net income, and her savings for the future. She will use the profit for the better education of her children. She is feeling very confident and satisfied after taking this loan, because the profit will help her to manage the household expenses and to meet her children's education expenses.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Farzana to purchase new shawls for her business inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jun 22, 2013
Currency Exchange Loss:
May 17, 2014