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Doris Maria

Update on Doris Maria

Doris continues with her work for the municipality, which she has been doing for several years. She is an enterprising woman who struggles day to day in order to give her children food and an education. She is studying computer science, and she hopes to get ahead in life.

She is requesting her third loan in order to buy construction materials. This way she will be, little by little, improving her home’s condition. Her biggest dream is to improve her home and to finish her university studies. She wants to do this in order to give her children a better future.
View original language description ↓
La señora Doris, continua con su trabajo en la municipalidad desde hace varios años, es una mujer emprendedora que lucha día a día para brindarles a sus hijos la alimentación y educación, actualmente está estudiando la carrera de Informática Administrativa y espera salir adelante en la vida. Solicita su 3er crédito para invertirlos en compra de materiales de construcción y así ir mejorando las condiciones de su hogar poco a poco; Su mayor sueño es mejorar su vivienda y terminar sus estudios universitarios para brindarles a sus hijos un mejor futuro.

Previous Loan Details

Doris is 29 years old and a single mother of a two year old child. She has the support of her mother, who looks after her son while she is at work. Doris is employed by the City of Coral Chontales and has worked as the assistant to the Mayor for the past year. She is currently in her second ye... More from Doris Maria's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Doris Maria to buy construction materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 24, 2013
Jul 1, 2013
Currency Exchange Loss:
Dec 17, 2014