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Habijan's Group
In this Group: Habijan, Sugran, Bushra, Sugran, Parveen
Habijan baji is the wife of B. A. and lives in the city of Kot Radha Kishan, Pakistan. She has lived in a two-room brick house for the last 35 years, and is the mother of four children: two sons and two daughters. Her husband is a land contractor (he rents land and farms it). He has worked in this area for the last 25 years. Habijan has successfully repaid three loans from Asasah (a microfinance institute in Pakistan) and is now applying for a loan to rent land for her husband.

She is applying for this loan with several other people. Sugran baji wants a loan to rent land. Bashiran baji wants a loan to buy wood for her furniture business. Sugran baji wants a loan to buy a buffalo to resell. Parveen baji wants a loan to buy inventory for her grocery store.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 71.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Habijan's Group's $1,400 loan helped a member to expand their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 12, 2008
Jul 28, 2008
Currency Exchange Loss:
Dec 2, 2009