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Santa Cruz De Cocachacra Group
In this Group: Ysabel Violeta, Noemi, Norma, Mercedes, Hilda Marianela, Cecilia Dordis, Yolanda Nataly, Dagna, Edith Ofilda
Santa Cruz De Cocachacra is a group that is punctual with its group payments. It is comprised of nine members who work day to day in order to improve their families’ finances.

Violeta, age 51, is married and has one child, who attends the university. Several years ago she set up a store in her house. She has now converted it into a restaurant, where she offers snacks and soft drinks.

Years ago she worked as a kitchen helper. That is how she decided to undertake her own business, which is going well for her.

She will use the loan to buy soft drinks, chairs, and tables for her business. Her biggest wish is for her daughter to complete her professional studies.

The group is grateful to the Kiva lenders for the proffered loan. Violeta is the first person seated on the right.
View original language description ↓
“SANTA CRUZ DE COCACHACRA” es un grupo puntual en sus cuotas grupales. Está conformada por 09 socios quienes día a día trabajan para mejorar su economía familiar. Violeta tiene 51 años es casada con 1 hijo educando en la universidad. Hace varios implementó una bodega en su vivienda. En la actualidad lo convirtió en restaurante en donde ofrece golosinas, gaseosas. Años atrás trabajaba como ayudante de cocina. Es de esta manera que decidió emprender su negocio propio en el que le va bien. El préstamo lo invertirá en la compra de gaseosas y sillas y mesas para su negocio. Su mayor deseo es lograr que su hija termine su carrera profesional. El grupo agradece a los inversionistas KIVA por el préstamo brindado. Violeta es la primera persona sentada del lado derecho.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Cruz De Cocachacra Group's $5,600 loan helped a member to buy soft drinks, tables, and chairs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jun 20, 2013
Currency Exchange Loss:
Nov 17, 2013