This loan will benefit these small micro-businesswomen of which Rosalía is one. Rosalía says that she joined Pro Mujer four years ago, through an invite from a loan officer who went to visit her at home. She currently has a business making 'tullmas' (woven hair accessories). She learned this business from her aunt with whom she previously worked. After she got married she decided to set up her own business.
Rosalía will take out this loan to increase her capital. She will buy yarn wholesale from stores in the city of La Paz and then, after making her hair accessories, she will sell them from her sales location. This work allows her to make income with which to support her household. Rosalía is married and has five children.
When asked what she likes about Pro Mujer, Rosalía replied that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosalía es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de producción de tullmas; da a conocer que este negocio lo aprendió de su tía, ya que anteriormente trabajaba con ella, posterior a su matrimonio decide emprender su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá, por mayor, de las tiendas de la Ciudad de La Paz y posteriormente al elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que existe.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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