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Ifelodoun Group
In this Group: Oussamatou , Mouyinatou Alakè, Rissikatou Alakè
The Ifelodoun Group is made up of three people who live in the same district and who have formed a tontine (informal savings group) together. The representative of the group, named Oussamatou (shown in the photo with her hand raised) is 42 years old. Oussamatou did not attend school. She is married to a driver named Moudachirou. The couple has three children, some of whom attend school. Oussamatou lives with her ​​husband and children, and together she and her husband pay for all of the family's expenses.

To do this, Oussamatou has been selling baby clothes by delivery for the past fifteen years. She buys her merchandise in a market in Benin. In her quest for customer satisfaction and in order to increase her sales and income, Oussamatou, along with the other members of the Ifelodoun Group, is requesting a fifth loan from Alidé. The group's prior loans have been fully repaid.
View original language description ↓
Le groupe IFELODOUN est composé de trois personnes qui vivent dans le même quartier et font des tontines ensemble. La représentante du groupe, du nom de Oussamatou (celle qui a la main levée sur la photo) est âgée de 42 ans. Oussamatou n’a pas fréquenté l’école. Oussamatou est mariée à un chauffeur du nom de Moudachirou. Le couple a trois enfants, dont certains scolarisés. Oussamatou vit avec son mari et ses enfants. Oussamatou et son mari assurent ensemble les charges familiales. Pour ce faire, Oussamatou vend des produits de layettes par la méthode de distribution depuis quinze ans. Oussamatou s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Oussamatou sollicite ensemble avec les autres membres du groupe IFELODOUN, un cinquième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 492.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ifelodoun Group's $825 loan helped a member to purchase baby clothes for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 20, 2013
Currency Exchange Loss:
May 19, 2014