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Herminio age 56, is an organic certified cacao farmer of MMC, who lives in the beautiful village of Pueblo Viejo, Toledo District. The village is situated along the newly constructed highway that will connect Belize to Guatemala. Herminio and his wife Margarita raised eleven children of which four are living at home and the others currently enrolled in school.

Herminio got inspired to plant cacao from the assistance given by a local association. He now manages 700 productive cacao trees. Herminio stated that he didn’t have any intention of selling his cacao beans due to the difficult fermentation process. Herminio is now happily managing his cacao farm due to the fact that MMC is now buying freshly harvested cacao. Hermino says he loves farming cacao due to the financial benefits that it brings to his family’s daily lives. He also cultivates a variety of farm crops such as beans, corn etc.

Herminio is requesting this loan to in order to pay helpers to assist him in cleaning. He presently manages his grocery store so Herminio has limited time to clean his cacao farm.

Presently Herminio’s children are being educated or employed away from the farm.
Herminio’s future goal is to retire from the farm, hopefully his children will later expand the farm and he would like at least one of them to become a farmer.

Additional Information

About Maya Mountain Cacao

Maya Mountain Cacao (MMC) is a for-profit social enterprise that sources premium cacao beans from smallholder farmers in Belize. Founded in 2010, it generates income for marginalized farmers while promoting sustainable agricultural practices in the southern part of the country.

These cacao farmers use Kiva credit to invest in farm maintenance, improvement and expansion. For example, they might hire workers to help with the harvest or buy inputs such as better tools and seedlings.

About Belize

  • $8,800
    Average annual income
  • 0
    View loans »
    Belize Loans Fundraising
  • $139,050
    Funds lent in using Kiva
  • 2.0
    Belize Dollars (BZD) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Herminio to clean 700 cacao trees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Jun 17, 2013
Currency Exchange Loss:
Aug 17, 2014