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Sara is 19 and sells seasonal clothing. She sells her product as a street vendor, visiting various markets and fairs. This is her first loan with the institution. Sarah is going to use the loan to purchase clothing at wholesale, such as sweaters and jackets for supplying her business, as the cold season is approaching and in this season she has a lot of sales, and even orders.

Her reason for requesting this loan is lack of working capital. Sara is facing challenges in her business such as daily competition. She is going to use the profits to buy a stall. Her desire for her business is to have merchandise stocked, so that she can offer a variety of products to her customers. Sara feels happy and grateful to the institution for the support provided, as it allows her to improve her business.
View original language description ↓
la Sra. Sara tiene 19 años, ella se dedica a la venta de ropa según la temporada, ella vende sus producto de manera ambulante visitando distintos mercados y ferias, este préstamo es su primera secuencia dentro de la institución, la Sra. Sara va a usar este préstamo para la compra de ropa por mayor como chompas y chamarras para surtir su negocio ya que se acerca la época de frio, y esta época tiene mucha venta e incluso pedidos , su razón para solicitar este préstamo es falta de capital, la Sra. Sara enfrenta retos en su negocio que son la competencia diaria, va a utilizar los beneficios en comprar un puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Sara se siente feliz y agradecida con la institución por el apoyo brindado ya que le permite mejorar en su negocio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Sara to buy winter clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 20, 2013
Currency Exchange Loss:
May 20, 2014