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Cynthia's Group
In this Group: Cynthia , Elizabeth , Stella , Stella , Georgina
The group is made up of five successful partners. One of them is Stella L, a 38-year old woman, who has three grown children. Her business is the sale of secondhand clothing. She has been in this business for two consecutive years. She sells these products in her community and to employees at public and private companies.

She has been a client of the institution for years. She needs GHS 400 and will invest this loan in purchasing secondhand clothing.

Stella A is 37 years old, and her business is the sale of garments. Cynthia is 35 years old, and her business is the sale of fish. Elizabeth is 26 years old, and her business is the sale of batik. Georgina is 38 years old, and her business is the sale of pork.

They need a total amount of GHS 2,200 to be able to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,268,050
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Cynthia's Group's $1,100 loan helped a member to purchase secondhand clothing to sell to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jun 22, 2013
Currency Exchange Loss:
Dec 17, 2013