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This is 31 year-old Salamatu. She is married and has 2 children who are aged 5 years and 10 months. In 2009, Salamatu established her provision and drinks business. She began her business as a means of generating revenue. Working 7 days a week and 12 hours a day, she earns about Le 800,000 every month from this business. She would like a loan in the amount of Le 3,000,000. Salamatu requires a loan in order to buy more stock for her shop as she now experiences more customers. She hopes that this loan will increase her profits by Le 450,000. In the future, Salamatu plans to expand her business by renting a shop instead of the stall she is presently using. She is very grateful to ARD and KIVA. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,329.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Salamatu to pay for more provision and drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 21, 2013
Currency Exchange Loss:
Jan 17, 2014