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Update on Isata

This is 36-year-old Isata. She is married and has two children, aged 10 and 7. She has two additional dependents, who live with her and are assisting her with her business.

In 2002, Isata established her textiles business. She began her business just to assist her husband in the running of the home, and that is her only source of survival. Her business is located at the heart of town, and her main customers are both men and women. Working seven days a week and 10 hours a day, she earns about 800,000 SLL (Sierra Leone leones) every month from this business.

She would like a loan in the amount of 5,000,000 SLL. Isata has already received and successfully repaid two loans, and now requires a new loan in order to buy more stock for her shop. She hopes that this loan will enable her to start traveling to Guinea for business. In the future, Isata plans to rent a store, erect a house and to give her children a quality education. She is saying thanks to Kiva.

Previous Loan Details

This is 35-year-old Isata. She is married, and has two children, age 9 and 6. She has two additional dependents who live with her and are assisting her with her business. In 2002, Isata established her textiles business. She began her business because she wanted to assist her husband in the ... More from Isata's previous loan »

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,329.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Isata to buy textiles.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 21, 2013
Currency Exchange Loss:
Mar 17, 2014