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Odoney, is 43 years old. He is married and has a daughter. She doesn't live with him, but she is Odoney's biggest priority. With this loan, Odoney will buy seeds and repair some fences on his farm. He currently owns a small dairy farm and needs to do some repairs and improve his fields in order to better care for his cattle. Odoney hopes to obtain the best production possible from his cattle so that with the earnings he can improve his quality of life and provide his daughter with a more stable future.

This is Odoney's first loan with FUDECOSUR. He has never taken out any loans through the national banks, but FUDECOSUR has offered him a loan with much better terms and a lower interest rate.
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Odoney, tiene la edad de 43 años, está casado, tiene una hija, pero actualmente no vive con ella, pero es su mayor prioridad. El con el crédito va comprar la semilla y mejorar cercas para su finca. El actualmente cuenta con una pequeña lechería y necesita hacerle unas mejoras a su infraestructura y su repasto para darles a sus animales un mejor cuido. El espera obtener de sus vacas el máximo de producción y con los ingresos mejorar su calidad de vida y darle un futuro menos incierto a su hija que es su mayor prioridad. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,804,475
    Funds lent in using Kiva
  • 503.1
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Odoney to buy supplies for his dairy farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2013
Jun 20, 2013
Currency Exchange Loss:
Jun 17, 2014