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Alvard is 45-years-old. She lives in Vanadzor with her husband and son. Alvard has higher education. She has graduated Polytechnic Institute Mechanical Department.

After graduating Alvard worked in the same institute as a lecturer in the economical department, in the machinery branch. After some time, she worked as a senior operator in the computer department. Now, Alvard works as head of the computer department and she is giving paid lessons on computer programs.

Alvard asks a loan of 500,000 Armenian Drams (AMD) to buy a computer and literature for her programming courses. She really hopes that Kiva lenders will help and support her to work more operatively.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Alvard to buy a computer and literature for programming courses.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 18, 2013
Jun 21, 2013
Currency Exchange Loss:
Jun 17, 2015