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Abdul's Group
In this Group: Abdul , Sylvanus B., Adikali Samuel, Gibril M., Hassan
Pictured here are primary school teachers from the township of Lunsar, in northern Sierra Leone. This group has come to SMT/Kiva lenders to request a loan of SLL 5,600,000 in order to buy or invest in projects that their salaries do not allow for. At the end of each month, they can easily repay the loan; it is their school’s bursar who is directly responsible for making the deductions from their salaries for the repayments.

Abdul is the featured leader of this team. Born in 1969, Abdul is married to a housewife and the father of four children – three in primary school and one in secondary school. Abdul has been a school teacher for many years now, and he has requested this loan to pay school fees for his children and renovate his dwelling house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,329.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Abdul's Group's $1,300 loan helped a member to pay school fees for his children and renovate his dwelling house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 18, 2013
Currency Exchange Loss:
May 17, 2014