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Ayesha's Group
In this Group: Ayesha, Samina, Fatima, Zareena, Nusrat
Ayesha baji is the wife of N. M. and lives in Kot Radha Kishan, Pakistan. She has six children and owns a two-room brick house where she has lived for 10 years. For the last five years, her husband has made a living as a watchman.

In addition to taking care of her children and doing housework, Ayesha baji produces and sells milk. She has successfully repaid three loans from Asasah (a microfinance institute in Pakistan), and is now applying for a new loan to buy an additional buffalo to increase her production of milk.

She is joined in her loan group by a four other people. Samina baji wants a loan to buy tools. Fatima baji, Zareena baji and Nusrat baji each want a loan to buy a buffalo for their own milk-producing businesses.

This is a group loan. Funds will be distributed among the members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,406,425
    Funds lent in using Kiva
  • 71.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ayesha's Group's $1,550 loan helped a member to expand their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 17, 2008
Jul 27, 2008
Currency Exchange Loss:
Dec 2, 2009