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Ahmad is a happy and positive man at the age of 57. He is married and has one son. Ahmad loves his family very much and tries to raise his only son so that he will be a good human being in the future. Ahmad lives with his family in a small village. During his young years Ahmad finished accounting courses and to this day works as an accountant in the local government. But the salary which he receives there is not enough for normal living. This is why Ahmad together with his wife decided to start own business to get additional income. This business is mainly done by his wife because Ahmad spends all day at his job. Ahmad's wife does animal husbandry, takes care of the cattle and gets the milk which then resells. At this time they have three heads of cattle, but Ahmad wants to gradually expand his business, increase the headcount of cattle and get more income from it. This is why he wants to take out a loan to buy cattle and has come for the loan to Arvand. Ahmad hopes for a positive result and thanks Arvand for the help and support in advance.
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Ахмад жизнерадостный и позитивный мужчина в возрасте 57 лет. Он женат и имеет одного сына. Ахмад очень любит свою семью, и старается воспитывать своего единственного сына так, чтобы в будущем он стал хорошим человеком. Со своей семьёй Ахмад живёт в небольшой деревне. В свои юные годы Ахмад закончил курсы бухгалтера и по сей день работает бухгалтером в местном управлении. Но зарплаты, которую он там получает, не хватает для нормального проживания. Поэтому Ахмад решил вместе со своей женой начать свой бизнес, чтобы получать дополнительный доход. Этим бизнесом в основном занимается его жена, так как сам Ахмад весь день проводит на своей работе. Жена Ахмада занимается животноводством, она ухаживает за скотом и получает от них молоко, которое потом также продаёт. Пока у них есть в наличии 3 скота, но Ахмад хочет постепенно расширять свой бизнес, увеличивать поголовье скота, и получать от этого больше дохода. Поэтому он хочет взять кредит для покупки скота, и для получения кредита он обратился в Арванд. Ахмад надеется на положительный результат и заранее благодарит Арванд за помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Ahmad to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2013
Jun 21, 2013
Currency Exchange Loss:
Jun 17, 2014