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Firuza is a young woman of 24 years. She was born and grew up in Kanibadam. She got married early, and she has two children, but after giving birth to the second one her husband left them for another woman. Firuza was very lonely and she decided to go to her parent's house. But she was not happy there either, as her mother died long time ago and her father is very old, and living together with him was hard. Firuza's brother lives with his own family, and they also barely survive and he is not able to help his sister.

Firuza decided to earn money for living herself and with the last money she had she bought a goby, She started to take care of it and when he grew some, she sold him at a good price and bought two small calves. This way she started growing her business. Now she has been breeding cattle for more than two years. She already has more than five heads of cattle due to this.

Firuza is very happy with her business as it gives her a good income. After having saved money, she plans to purchase her own house in the future, and live with her children, not dependent on anyone. Currently Firuza would like to purchase more cattle, but she needs financial means. At the advice of an acquaintance, she decided to submit an application for a loan and turned to the organization "Arvand". She hopes very much for financial support.
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Фируза молодая женщина 24 лет. Родилась и выросла в Канибадаме. Рано вышла замуж,имеет двоих детей но после рождения второго ребенка , муж оставил их одних и ушел к другой. Ей было очень одиноко и она решила пойти в родительский дом. Но там ей тоже были не рады,потому что ее мама давно умерла а отец совсем старый и жить им самим было тяжело. Брат Фирузы живет со своей семьей,они тоже еле проживают и он не может помочь своей сестре.
Фируза сама решила зарабатывать на жизнь и на последние деньги,что у нее были купила себе бычка. Она начала ухаживать за ним и когда он немного подрос она продала за выгодную цену и купила двух маленьких телят. Так она стала расширять свой бизнес. Вот уже более двух лет Фируза занимается выращиванием скота. У нее уже на счету более пяти голов. Фируза очень довольна своим делом так как этот бизнес дает ей не плохой доход. Она планирует в будущем накопив денег купить собственный дом и жить с детьми не зависимо не от кого.
На данный момент Фируза хочет еще купить скот но она нуждается в денежных средствах, по совету знакомых она решила подать заявку на кредит и обратилась в организацию Арванд. Очень надеется на финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,834,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Feruza to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 24, 2013
Currency Exchange Loss:
Jun 17, 2014