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Joann is 29 years old. She is married and has four children. She lives in Dalumpinas, Sapang Dalaga. To make a living, Joann owns motorcycle transport as source of income. She has been in this business for five years, earning a monthly income of 3000PHP. Joann has requested a loan to pay for a hospital bill. Joann has been a CUMI member of Paglaum MPC since 2007.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 339
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 42.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Joann to pay for a hospital bill.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jun 21, 2013
Currency Exchange Loss:
Jul 17, 2014