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Grace is married and has five children, four of whom go to school. She also takes care of an additional family member, her father. Grace has a charcoal selling business and has been in this business for 10 years.

Grace has applied for a loan of 2,200,000 from MCDT SACCO to buy more bags of charcoal. She generates additional income from a retail shop. She sells on wholesale seven days out of every week. Her major business challenges include transportation, defaulters, and thieves. She aspires to own a delivery van to ease her transportation and also to have a fully stocked retail shop. Grace resides in a rented house and the family has access to electricity and piped water. Her monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 255
    View loans »
    Uganda Loans Fundraising
  • $32,806,450
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD