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Penisila is a 65-year-old, married woman, with five children. She has a small plantation and she grows taro plants to earn a living. She has been doing this for three years.

Penisila has requested a loan to buy fertilizer, a wheel barrow, gloves, and a mist blower. She has been a member of South Pacific Business Development (SPBD) since 2011.

With her profits, Penisila hopes to save in her account for her children's education.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 70
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Penisila to buy fertilizer, a wheel barrow, gloves, and a mist blower.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 18, 2013
Currency Exchange Loss:
Jan 17, 2014