A loan of $1,200 helped to pay for grocery items, toiletries, and beverages needed in her business.


Margarita's story

This is Margarita's seventh loan cycle. As her loans get bigger, she makes sure that her business gets bigger as well. Her family, especially her children, also benefit from her loans. The loans also help with their household expenditures. To be able to pay off the loans and to provide for their everyday needs, she and her husband are helping each other by working.

She would like to apply for another 51,000 PHP loan to buy groceries, toiletries, beverages and other products to add to her inventory. The more items displayed at the store, the better. More items to sell will result in better profit. Her profits from business will definitely help sustain her family’s daily needs and her children’s educational expenses. She looks forward to this financial increase with gladness and thankfulness in her heart.

Margarita hopes to be more successful in business and dreams that her children will finish their studies. She meets up with her co-fellowship* members to share stories of her life and business every week. She also draws strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.



Loan details


Lenders and lending teams



Loan details