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Irma, 25, is single and has three children: two boys and a little girl. This beautiful family currently lives in Panul 1 Neighborhood, San Antonio Palopó Municipality, Sololá Department. Irma works in agriculture specifically growing scallions. She does this work because she lacks formal employment. She puts a lot of dedication into this work which is why she gets good crops yields and when she sells them she earns the necessary income to contribute to her and her children’s support. She sells her crops to wholesale buyers that visit her in her community.

She’s asking for a 5,000 quetzal loan to buy vegetables to resell. She dreams with expanding the scallion sales by means of the purchase of a permanent sales spot thus increasing sales and profits.
View original language description ↓
Irma es una mujer de 25 años de edad, soltera, tiene 3 hijos: dos hombres y una mujercita, esta hermosa familia actualmente vive en el Barrio Panul 1, municipio de San Antonio Palopó, departamento de Sololá
Irma se dedica a la agricultura, específicamente a la siembra de cebollines. Realiza esta actividad por falta de un empleo formal. Ella le pone mucha dedicación a esta labor y por ello logra buena cosecha que al momento de venderla obtiene los ingresos necesarios para aportar económicamente al sostenimiento de sus hijos y de ella. Su cosecha la vende a compradores mayoristas que la visitan en su comunidad.
Ella solicita un préstamo de Q 5,000.00 para compra de verdura para revenderla.
Sueña con ampliar la venta de cebollines a través de la adquisición de un punto de venta permanente y con ello incrementar sus ventas y ganancias.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 54
    View loans »
    Guatemala Loans Fundraising
  • $12,573,175
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Irma to buy vegetables to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jun 20, 2013
Currency Exchange Loss:
Jan 28, 2014